How to get the money back to the wrong account, how to get the money back to the wrong account, how to get the money back to the wrong account, what to do in the case of depositing the wrong account, all of which are in the continuation of our article.
We can interfere with the work we do in daily life and send money transfers to different accounts. What happens to the money we feel to a different account than it should be? There are some steps you should follow in this process. What happens if we deposit money into the wrong account? What are the ways we should follow the wrong account? Let’s examine it together.
How to get the money back to the wrong account?
In fact, we need to be more careful when transferring money. Incorrectly writing the account information of the person to whom we send, typing one character of the IBAN number differently may cause the money we send to reach a different account. Sometimes even mistakes made in name – surnames may cause money to go to a different account during the transfer process.
When sending via Internet Banking, checking all the information twice and passing the account information again at the last approval step can save us from the challenging steps. This is often the reason why money problems that are miscalculated occur.
If we make transactions through ATMs, they may ask us for some extra information here. We can say that the transfer process will not take place if you have already entered incorrect information such as TC ID and mobile number. However, incorrect information such as the account number and branch code requested here may cause the money to go to a different account.
In some cases, your money may be suspended if no such account number is found. In some banks, because your money is not delivered to the other party, it results the money transferred to your account within minutes. So how to get the money back to the wrong account, what transactions should be?
What happens to the money sent to the wrong account?
Banks offer many tools for transferring money. Even through ATMs, bank branches and customer service, we are able to transfer money within minutes. However, the most common mistake we make when making money transfers is Internet Banking. In some cases, when using Internet Banking, we may enter information incorrectly, and we may make an error while typing the account number transmitted by the other party. In order to prevent this, you may request that the other party copy the IBAN or Account Number directly from the internet banking and send it to you in text, not as an image.
If you feel that you have made a wrong money transfer, you should first call your bank customer service, inform them about the wrong money transfer and ensure cancellation. If the person you send the money to is the same bank user with you, the bank can easily reach the person and withdraw the payment directly. However, if the person you send the money to is a different bank customer, the steps you need to follow will be slightly different.
We should also note that if you suspect a wrong transfer of money, you should check back quickly and call customer service. If the person to whom you send the money makes an expense on the money you send, the bank will not refund it to you. If you call the bank immediately by acting quickly, your money transfer account will be blocked and you will not be charged until you receive your money back.
I made an EFT to the wrong account, How do I get it back?
Since EFT transactions are made between different banks, we can definitely say that things are a little more difficult. Generally, since the banks cannot make many transactions in such transactions, it is entirely up to you. You can contact the other party to inform them about the wrong money transfer and ask for your money back. However, we have to remind you that it is the other party’s initiative. If the other party doesn’t want to send the money, we have discussed how to proceed.
I made the wrong money transfer, the other party does not send my money
You sent the money transfer as an EFT to the wrong account, then contacted this person and asked for your money. However, if the person does not want to send the money, we can say that there is not much left to do about it. Because the accuracy of the information during the transfer is repeatedly presented to the approval, the error here is completely loaded on your shoulders. Because the other party is in good faith, the only thing you can do if you don’t send the money is to sue.
If the other party does not return the wrong money transfer to you, you can quickly defend yourself by hiring a lawyer for unjust enrichment, and you can justify it by submitting all the evidence to the court. If you are right, all the attorneys’ fees will be collected from the other party and the wrong transfer will be returned to you.